Banking with Scotwest
Scotwest is a great alternative for your finances, offering a range of services including saving accounts, personal loans and mortgages. As a financial co-operative, we exist to provide safe, competitive and fair financial services.
Everyone who uses our services becomes a member of our credit union and we are committed to providing the highest level of service to our members at all times. Our aim is to keep everything as simple and straightforward as possible - no hidden fees or charges, no heavy sales tactics, just a commitment to providing our members with the services they need and want in an ethical, efficient and honest way.
Unsecured Personal Loans
Our most popular personal loan. Simply apply to borrow as much or as little as you need. No previous savings required.
The Fast £500 express loan service is exclusively for members who are working for one of Scotwest’s Select Employer Organisations.
The simple way to access on-going funds. Borrow up to your agreed borrowing limit as and when you need to, without having to submit a new loan application each time.
Ideal if you have built up some savings. If you can use them as security for your loan you can benefit from a reduced interest rate.
Access additional funds using your property as security for your loan.
- Unsecured Personal Loans
2 Year Fixed Rate Mortgage
With our 2 Year Fixed Rate Mortgage the interest rate on your loan is held during the fixed rate period giving you added peace of mind and allowing easier budgeting and planning. Following the fixed rate period, the loan reverts to our variable rate for the remaining loan term.
Variable Rate Mortgage
Flexibility is key with our variable rate mortgage, as you have the freedom to make extra payments as and when you choose, whilst still benefiting from a great interest rate.
- 2 Year Fixed Rate Mortgage