Join Scotwest Credit Union – financial services for anyone who lives or works in the West of Scotland, Stirling, Perth & Kinross, Dumfries & Galloway, Falkirk, Clackmannanshire or Highlands.

As a financial co-operative, anyone aged 16 or over opening a savings account with us becomes a Member. Anyone up to the age of 15 years of age can open a MoneyWise Account if they attend a participating school.

Joining Scotwest is simple and straightforward. You can apply to become a member if you:

  • live or work within the West of Scotland*, Stirling, Perth & Kinross, Dumfries & Galloway and the Scottish Highlands.
  • work for one of our named employers
  • are a Young Scot Card Holder

*West of Scotland includes: Argyll & Bute, East Ayrshire, East Dunbartonshire, East Renfrewshire, Glasgow, Inverclyde, North Ayrshire, North Lanarkshire, Renfrewshire, South Ayrshire, South Lanarkshire and West Dunbartonshire.

There are a number of ways that you can apply for membership to save or borrow with Scotwest:

Information on different ways you can join Scotwest Credit UnionJoin online

The quickest and easiest way to join, save and borrow from Scotwest! Simply complete our Online Membership Form letting us know how you would like to save and/or borrow with us and we’ll do the rest!

Fill out our Online Membership Application Form now.

Join over the phone

If you would prefer someone to guide you through the application process you can call our Member Enquiry Line on 0141 227 2390 and one of our Member Service Advisors will be happy to take your application over the phone.

“To me Scotwest is by far the best in the west for competitive financial services.”
Scotwest Member Alan Deans


At Scotwest we automatically confirm applicant’s identities. However, in the event that we are unable to do so, applicants will be required to present two forms of identification, one from each of the two tables here.

Before applying please read our Membership and Account Terms and Conditions