If you are paying high interest rates on other loans and credit cards and want to reduce your monthly repayments, you may want to consider a Consolidation Loan. Having one manageable monthly repayment could take the pressure off your outgoings and help you to streamline your finances.

With the Consolidation Loan you can borrow up to £20,000 which can be repaid over a period of up to 7 years.

Representative APR 19.5%

Loan Example – £15,000 over 60 months

Amount per month Representative APR Interest rate Total charge for credit Total repaid
£380.49 19.5% 17.95% £7,829.61 £22,829.61


Consolidation Loan Terms & Conditions

View the Current Interest Rates

Apply for a Loan

Current Members

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Not yet a Scotwest member

You can now apply for membership of Scotwest together with a loan online at any time. Our Member Service Advisors can also take your application over the phone.

Call us on 0141 227 2390