The Fast £1000 offers our members the ability to borrow up to £1000 at short notice to help with unexpected expenses without high interest charges or hidden fees.
As a responsible lender we want to help you get out of any financial hiccup you may find yourself facing, due to any unforeseen expenses without the cost, panic and stress that may come from using a more expensive short-term lender.
We offer a guaranteed same day decision for existing members (apply by 4.30pm Monday – Thursday & 2.45pm on Friday) and give you time to pay back the loan (typically minimum 3 months) helping you get your finances under control.
Every loan application is carefully and individually assessed; decisions are based on a range of factors, always considering your income and expenditure and ability to repay.
Fast £1000 Loan Example – £1000 over 6 months
| Amount per month | Representative APR | Interest Rate | Total charge for credit | Total repaid |
| £178.53 | 26.8% | 24% | £71.15 | £1071.15 |
For members who are currently borrowing from Scotwest, you can apply to top up your existing loan by calling the Member Enquiry Line on 0141 227 2390 or submitting a further loan application online.
At Scotwest, we help members who are struggling with their Scotwest loans. If you are experiencing debt problems, make sure that you get help straight away by speaking to your lender in the first instance before it spirals out of control. You can read guides on borrowing money and take the Debt Test from the team at Money Advice Scotland on our website here: scotwest.co.uk/borrowing-money
Login & apply via online banking
You can now apply for membership of Scotwest together with a loan online at any time. Our Member Service Advisors can also take your application over the phone.
Call us on 0141 227 2390
