Scotwest Loan Rates

These loan rates apply to new loans granted from 16/01/2017.

Existing borrowers should check their loan agreement for confirmation of their loan rate.

Unsecured Loans

From To Representative APR Interest Rate
up to £500 26.8% 24.0%
£501 £4,999 12.7% 12.0%
£5,000 £9,999 7.5% 7.25%
£10,000 £30,000 6.5% 6.31%
Car Loan  3.9% Rep APR
Revolvaloans   16.1% Rep APR
Consolidation Loans 19.5% Rep APR SavingsSecure Loans 3.5% Rep APR

Use the loan calculators on this page to find out how much you could pay with a Scotwest Loan – they will break down your regular payments, and the total amount of interest you will pay over the course of the loan.

At Scotwest, we help members every day who are struggling with their Scotwest loans. If you are experiencing debt problems, make sure that you get help straight away by speaking to your lender in the first instance before it spirals out of control.