If you haven’t managed to save as much for the festive season as you wanted, come to Scotwest!
We can help you make the most of your celebrations with your friends and loved ones, whether it’s days and nights out or making your home celebrations picture perfect!. So if you are in need of a loan to help make this Christmas spectacular, check out our rates below and apply now,
| From | To | Representative APR | Interest Rate |
| up to | £500 | 26.8% | 24.0% |
| £501 | £4,999 | 12.7% | 12.0% |
| £5,000 | £9,999 | 7.5% | 7.25% |
| £10,000 | £30,000 | 6.5% | 6.31% |
Loans can be repaid over periods of up to 7 years and you don’t have to be a saver with us first in order to apply.
There are no hidden fees or charges and our rates are competitive.
Every application for a loan will be carefully considered by our loans team; Lending decisions are based on your income and expenditure and your ability to repay the loan.
If you are already a member of Scotwest you can apply for a loan using online banking.
If you are joining Scotwest to borrow from us the quickest and easiest way to apply at a time to suit you is online – simply fill in our online membership form letting us know how much you would like borrow from us and we’ll do the rest!
Unsecured Loan Terms & Conditions
View Our Current Interest Rates
At Scotwest, we help members who are struggling with their Scotwest loans. If you are experiencing debt problems, make sure that you get help straight away by speaking to your lender in the first instance before it spirals out of control.
Login & apply via online banking
You can now apply for membership of Scotwest together with a loan online at any time. Our Member Service Advisors can also take your application over the phone.
Call us on 0141 227 2390
