If you haven’t managed to save as much for the festive season as you wanted, come to Scotwest!

We can help you make the most of your celebrations with your friends and loved ones, whether it’s days and nights out or making your home celebrations picture perfect!. So if you are in need of a loan to help make this Christmas spectacular, check out our rates below and apply now,

Unsecured Loan Rates

From To Representative APR Interest Rate
up to £500 26.8% 24.0%
£501 £4,999 12.7% 12.0%
£5,000 £9,999 7.5% 7.25%
£10,000 £30,000 6.5% 6.31%

Loans can be repaid over periods of up to 7 years and you don’t have to be a saver with us first in order to apply.

There are no hidden fees or charges and our rates are competitive.

Every application for a loan will be carefully considered by our loans team; Lending decisions are based on your income and expenditure and your ability to repay the loan.

Applying for A Loan

If you are already a member of Scotwest you can apply for a loan using online banking.

If you are joining Scotwest to borrow from us the quickest and easiest way to apply at a time to suit you is online – simply fill in our online membership form letting us know how much you would like borrow from us and we’ll do the rest!

More information on Unsecured Loans

Unsecured Loan Terms & Conditions

View Our Current Interest Rates

At Scotwest, we help members who are struggling with their Scotwest loans. If you are experiencing debt problems, make sure that you get help straight away by speaking to your lender in the first instance before it spirals out of control.

Apply for a Loan

Current Members

Login & apply via online banking

Not yet a Scotwest member

You can now apply for membership of Scotwest together with a loan online at any time. Our Member Service Advisors can also take your application over the phone.

Call us on 0141 227 2390