Scotwest Car Loan

The new ’67’ Plates are here!

You don’t have to be looking for a brand new car to take advantage of the new ’67’ plates. Your local dealership may be looking to free up some valuable space for new cars by putting on great deals on something pre-loved and we don’t think you’ll find a better rate than our fantastic 3.9% APR Car Loan so before looking elsewhere, find out what you would be paying with your credit union

Speedometer 400x400

  • 3.9% representative APR (Interest Rate 3.87%)

  • Loans between £3,000 – £30,000
  • Quick decision
  • Pre-approval – allowing you to shop for your new car as a cash buyer
  • Scotwest pay your dealer direct – hassle free!
  • No arrangement fees or hidden costs
  • Includes Scotwest Loan Protection Benefit for up to £15,000 – find out more

Don’t worry if you are not already a member – you can apply and join at the same time by calling 0141 227 2390 or filling in our online membership form here.

Borrowing Examples

These figures are for illustrative purposes only to give an overview of the potential cost of borrowing:

Loan Amount £5,000 £10,000 £20,000 £30,000
Term (months) 48 36 48 60
Monthly Repayment £113 £295 £455 £555
Total Paid £5,403 £10,607 £21,602 £33,018

You can use our Car Loan Calculator to estimate what your payments could be then apply online below or call 0141 227 2390.

Tips on Buying  A Car

The Scotwest Car Loan is available at an amazing rate for borrowing between £3,000 and £30,000 and we’ll take care of all the finance leaving you more time to find the right car following these tiOn The Road Again Sign 400x400ps!

Buying New
There’s little more exciting than buying a brand new car but think carefully about what could be one of the largest purchases you will make. CarBuyer.co.uk has provided a vital list of tips on buying shiny and new here.

Buying a Used Car
Choosing pre-loved over new can save you thousands of pounds. The brilliant Money Saving Expert site has 20 tips for buying used from essential checks, test drive checklists and much more here.

The Fine Art of Haggling
Did you know that 64% of hagglers are successful in getting a better deal? Thanks to Money Advice Service for that fact and these great tips on bartering with your dealer.

 

Not a Member?

This amazing offer is only available to members of Scotwest Credit Union but joining is simple and straightforward. You can apply to become a member if you:

  • live or work within the West of Scotland*
  • work for one of our Select Employer Partners
  • a Young Scot Card holder aged 18 or over

*This includes: Argyll & Bute, East Ayrshire, East Dunbartonshire, East Renfrewshire, Glasgow, Inverclyde, North Ayrshire, North Lanarkshire, Renfrewshire, South Ayrshire, South Lanarkshire and West Dunbartonshire.

You can apply for the Car Loan and join at the same time by calling our Member Services Advisors on 0141 227 2390

Car Loan Terms and Conditions