There may be occasions when you need a little help with your cash flow; it could be to buy a new car, for home improvements or even to help finance your big day.

Borrowing from Scotwest is simple and straightforward but we have worked with the Money Advice Service to provide you with more information about borrowing money and what it means.

Borrowing and credit basics
Good debt vs Bad debt
Debt Test
Taking out a joint loan – what you need to know