In 2025, 4,965 Scotwest Members saved over £4.3million through the Christmas Savings Account and they’ll start saving for 2026 after the big day! Why not join them and get organised for next year?

With this account you can spread the cost of the festive season (and possibly avoid hefty credit card bills with last minute spending) by saving throughout the year. Open an account and save regularly so that come November when you are looking to start Christmas shopping or you’re organising festive treats and fun nights out, your savings will be paid into your nominated bank account..

Unlike hamper or other festive schemes, your money is covered by the Financial Services Compensation Scheme (FSCS) and what’s more you may receive a dividend prior to pay-out each year.

Christmas Savings Account Terms and Conditions

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