If you are looking to buy a home but are unable to afford the total cost, you may be able to get help with Shared Equity Schemes.

Shared equity is a type of home ownership where the purchaser benefits from an equity loan which is provided by the Scottish Government and administered by an authorised agent. Scotwest currently participates in the following Shared Equity Schemes – find out more by clicking the links.

First Home Fund – Launched in 2019 to provide first-time buyers with up to £25,000 to help them buy a property that meets their needs in their preferred location.

Open Market Shared Equity Scheme – Available across Scotland open to first-time buyers and priority groups including people over 60, disabled people, armed forces veterans and partners.

New Supply Shared Equity Scheme – Aimed at a similar buyer to the OMSE above, this scheme is also available to previous home owners.

Help to Buy (Scotland) Scheme – This scheme is open to first time buyers and existing homeowners and helps you with up to 15% of the purchase price of a new build home.


If you would like more information you can complete our Mortgage Enquiry Form here or give us a call on 0141 227 2390.

Your home may be repossessed if you do not keep up repayments on your mortgage.