Whether you are looking to take your first steps onto the property ladder, moving up or just looking for a better deal, Scotwest offers variable rate and fixed rate mortgages.

The first step is to complete the Mortgage Enquiry Form (you can also complete the form by calling Member Services on 0141 227 2390 (Monday to Thursday 8.30-5pm, Fridays 8.30-4pm). We will check your details to ensure that you meet our criteria for application then pass your details onto the Independent Financial Adviser who handles all of our mortgage applications, Kelvin Mortgage Services. They will contact you to set up an initial meeting with you and take you step by step through the application process, advising you at the end of the process about the best course of action you take.

Established in 2016, Kelvin Mortgage Services provide independent advice in the areas of mortgages, equity release and insurance. Graeme Leckie, the Managing Director has over 20 years experience as an Independent Financial Adviser and the company offer a completely independent service without any outside influence from product providers or conflict of interest. They will assess your application and let you know what the right mortgage is for you. They will help you make the right choice for you whether you end up taking your mortgage with us or with another lender. Scotwest Credit Union will not charge you for this service.

Mortgages from Scotwest

Fixed Rate Mortgage

With our Fixed Rate Mortgage, the interest rate is fixed for a period of 2 years, giving you added peace of mind and allowing easier budgeting and planning.

Variable Rate Mortgage

Flexibility is key with our variable rate mortgage, as you have the freedom to make extra payments as and when you choose, whilst still benefiting from a great interest rate.

Your home may be repossessed if you do not keep up repayments on your mortgage.