2 Year Fixed Rate Mortgage

Loan to Value up to 60% – Interest Rate 2.99%. The overall cost for comparison is 4.7% APR.

Loan to Value over 60% and up to 75% – Interest Rate 3.49%. The overall cost for comparison is 4.7% APR

Loan to Value over 75% and up to 90% – Interest Rate 3.99%. The overall cost for comparison is 4.7% APR

With this type of loan the interest rate is fixed for 2 years from the start of your loan. After this date, the interest rate reverts to our standard variable rate for the remaining loan term.

The arrangement fee for this mortgage is £299 (£199 for existing Scotwest Mortgage holders switching to a Fixed Rate Mortgage).

Variable Rate Mortgage

Interest rate currently 4.74%. The overall cost for comparison is 4.9% APR.

The interest rate is variable and will be reviewed by the Board of Directors as an integral part of the on-going planning and budgeting meetings and product development.

Interest on all of our mortgages is calculated daily on a reducing balance basis.

Rates correct as at 01/09/2016

Your home may be repossessed if you do not keep up repayments on your mortgage.