Scotwest is working in partnership with South Ayrshire Council to offer services through Payroll Deduction for staff. This means you can become a member of Scotwest and make payments directly from your wages each payday for savings and loans. If you decide to become a member, your Scotwest deductions will show on your wage slip next to any pension or other employee conbtributions.

Scotwest offers a range of affordable loans and savings accounts including:

Christmas Savings Help spread the cost of the festive season throughout the year with our special savings account which will pay out into your chosen bank account every November.

Unsecured Loans  A loan from Scotwest could help with your borrowing needs for unsecured loans available from 6.5% representative APR. Whether you’re planning the trip of a lifetime, doing a little DIY or celebrating a special occasion, Scotwest is here to support you. There are no fees and the interest rates that we advertise are the rates that you will be charged.

Fast £1000 Express Loan  offers a guaranteed same day decision for existing Members for up to £1000 to help with any unforeseen emergencies.

Online and Mobile Banking  With online banking and our Mobile App you can manage your savings and loan accounts at a time and place that suits you. Find out more.

Become a Member

Joining Scotwest is free but you must keep a £1 minimum balance in your Scotwest Saver Account at all times to remain a member.

To join Scotwest you can simply complete our online Membership Form or call us on 0141 227 2390 between the hours of 8.30am-5pm Monday to Thursday or 8.30am-4pm on Fridays.

About Scotwest

Scotwest Credit Union Limited is one of the largest credit unions in the UK, existing to provide ethical, competitive and fair financial service to anyone that lives or works within the West of Scotland or who is employed by one of our named employers. Every member is an owner of Scotwest and has an equal say in the matters affecting Scotwest. It is democratically run with a member-elected Board of Directors who are responsible for success and development of Scotwest. There is an annual AGM and every member has an equal vote. Scotwest exists for the economic empowerment of its members and is committed to supporting the wider community through financial education and awareness. Scotwest aims to provide the highest standard of member service at all times.

Find out more about Scotwest Credit Union here.